Ok, no finger wagging, I am pissed off enough at my own stupidity.
Remember this? Recap: I failed at budget planning, and forgot that my car insurance comes out this week. My plan was, yesterday or today, to stop at the banks (Vancity & RBC are across the road from each other, which makes moving money around surprisingly convenient) and withdraw some cash from my Vancity savings account and move it into my RBC chequing account where my car insurance comes out of.
Yesterday, I was home sick with a wretched migraine, so I was going to stop by tonight. Checked my bank balances before I went, and…
Well, fuck me rotten. It came out yesterday. Or tried to, anyway. Of course, it bounced. I officially fail. I could have sworn it came out on the 22nd… evidently it’s the 20th. I am so, so annoyed with myself. I could have done this last week, when I first noticed my error, but what the hell… I had lots of time, right? Aaargh. Procrastination for the lose.
This will end up being a $60 error. ICBC will charge me $30 for the bounced payment, and RBC will charge me $30 for the NSF.
With any luck, that’ll be a pricey enough slap upside the head that I will never, ever make this mistake again. Damnit. Damnit. Damnit.
Note to self: THIS IS NOT HOW TO GET OUT OF DEBT, YOU IDIOT.